JUST-BE Loan Application
Privacy Policy

1. Introduction

JUST-BE Loan Application (“Company”, “We”, “Our”, “Us”) is committed to protecting user privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information.

2. Information We Collect

We may collect personal details including:

• Name
• Address
• Mobile Number
• Email
• Aadhaar Number
• PAN details
• Bank information
• Employment details
• KYC documents

We may also collect device information such as IP Address, Device ID, OS version, and app usage data. Location data is collected only with user consent.

3. How We Use Information

Information is used for:

• Loan processing
• Identity verification (KYC)
• Credit assessment
• EMI management
• Customer support
• Fraud prevention
• Legal compliance
• Improving user experience

4. Information Sharing

We may share necessary information with authorized NBFC partners, credit bureaus, verification agencies, payment gateways, or government authorities as required by law. We do not sell personal data for marketing purposes.

5. Data Security

We implement reasonable technical and organizational measures to protect personal data from unauthorized access or misuse.

6. App Permissions

The App may request Camera, Location, and Storage permissions strictly for loan verification and KYC purposes.

7. Data Retention

Data is retained as required under applicable laws and business needs.

8. User Rights

Users may request correction or update of personal data by contacting official support channels.

9. Policy Updates

We reserve the right to modify this Privacy Policy at any time. Updates will be reflected within the App.

10. Contact Information

Effective Date: _______________________